The short version: This site is free for you. We earn a small referral fee from insurance companies when you choose to get a quote from them. That fee is paid by the insurer — never by you. It does not affect our rankings or what you pay for insurance.
💡 The Simple Explanation
Think of us like a restaurant review website. The restaurant pays to be listed or featured — but good review sites do not let that payment change their editorial scores. That is exactly how we work.
When you find a better rate through our site and get a quote, the insurance company pays us a small referral fee for sending you to them. This is how we pay our bills and keep this service free for every driver in America.
🌟 How the Money Flow Works
You Compare
You use our free tool to compare estimated rates — no cost, no signup
You Choose
You click an insurer you like and visit their official website to get a real quote
We Earn
If you get a quote, the insurer pays us a small referral fee — you pay nothing extra
The referral fee does not change your insurance premium in any way.
🛡 Our Editorial Independence Promise
This is the most important part. Here is our firm commitment:
- No insurer can pay to appear higher in our rankings. Rankings are based purely on independent editorial research.
- We never write fake positive reviews in exchange for higher commissions.
- If an insurer offers us a higher commission but has poor customer satisfaction scores, they will rank lower — not higher.
- We disclose our affiliate relationships clearly on every page where comparison data appears.
- We will always tell you when estimated rates are shown — never pretend they are real quotes.
🚫 What We Do NOT Do
- Sell your personal data to any company for any price
- Charge you any fee for using this comparison service
- Inflate our editorial scores for companies that pay us more
- Send spam calls or emails without your explicit consent
- Pretend to be a licensed insurance company or agent
Questions? Email us at support@carinsuranceplanus.net
See also: Advertising Disclosure · Privacy Policy · Terms